4:46 PM, Nov 20 Hello Sean, I will do my best to explain the situation so that you are able to understand.  I know it can be complicated, and, as you state, you are not a lawyer.  But you need to remember I am not your lawyer.  I have stated this many times.  You should … Continue reading Reply to Notice of Criminal Liability by Noah S. Potechin, Merovitz Potechin LLP and National Bank of Canada